. Breaking Down the 2026 IRMAA Brackets by Income Level The IRMAA brackets 2026 are organized into income tiers, each determining the extra monthly charges Medicare beneficiaries must pay. For example, individuals earning up to $106,000 pay standard premiums, while those above $500,000 pay the highest surcharge. These brackets are indexed to inflation and based on your 2024 MAGI. Kn... https://www.federalpensionadvisors.com/post/2025-irmaa-brackets